economic group
members4
Counterparties
From portfolio entry torelationship history.
Each counterparty tracked across its full cycle. Fundsys connects registration data, portfolio, risk and controls in a single view.
compliance review
nextJul 28
- CNPJ
- group
- status
- activity
- size
- shareholders
credit limit
approvedR$ 3.0M
risk control
exposureR$ 4.8M
Six questions that take hours and several spreadsheets.
The same company shows up in several funds, in different roles, from different files. As long as it is a CNPJ (Brazilian company tax ID) line in a receivables portfolio, every answer is a manual reconciliation — and the answer goes stale the same day.
- What is the total exposure to this group?
- How many funds does this counterparty appear in?
- How much is past due?
- Is concentration rising?
- Do the fund bylaws set a limit for this debtor?
- Has it caused problems in another fund?
In Fundsys, all six are the same screen.see the cycle
The cycle
Counterparty lifecycle management.
Fundsys tracks before, during and after the exposure. Five stages, the same entity.
01
Intelligence
02
Operations
03
Exposure
04
Controls
05
History
Group
Shareholders
Class
R$ 4.8M
1,240 receivables
6 funds
group limit
Mar
Jun
today
01 · Intelligence
The whole counterparty, from separate databases.
Fundsys cross-checks portfolio, operations and assignment data to bring the same counterparty under a single record. The tax ID is the key, and the row count shows which funds it already appears in.
- Link
- Link
- Link
02 · Monitoring
Monitor the counterparty throughout your operations.
Custom forms
Economic group, shareholders, Receita Federal (Brazilian tax authority) status and classification stay under watch — and your firm adds the fields it needs.
- Legal name
- Economic group
- Grupo Agro Industrial
- Status
- Active
- Activity
- Size
Shareholders
- Listed companyNo
- Balance sheetYes
- Financial inst.No
- Government entityNo
PEP / high riskNo
03 · Exposure
Know who is really behind your funds' exposure.
Consolidated exposure adds up by economic group — obligor, originator and guarantor can be the same party. And the number is not where the reading ends: each slice opens into the contracts, installments and receivables behind it.
- Consolidated exposure, fund by fund
- Aggregated by economic group
- Receivables behind the number
- Past due amounts and percent overdue
- Related originators and transactions
- Drill-down to contract and installment
Agro Alimentosmain
12.345.678/0001-90
- Agro Matriz
- Agro Filial SP
- Agro Logística
Exposure breakdown
- Agro Alimentos66.7%
- Agro Matriz15.3%
- Agro Filial SP11.1%
- Agro Logística6.9%
- Group exposure
- R$ 7.2M
- Funds reached
- 6
04 · Controls and alerts
The alert does not come at the breach. It comes when it starts to rise.
Group concentration is measured against each fund's limit, every day. Whatever crosses the warning band shows up before it becomes a breach of compliance limits.
FIDC Multi68%
FIDC Empresas95%
FIDC Veículos22%
05 · Processes and reviews
Approve, review and revisit — with a deadline and an owner.
Workflows and alerts
Credit review, compliance review, onboarding and any flow your firm designs. Each step with an owner, a deadline and evidence.
- Credit reviewAgro AlimentosSep 12
- Registration updateAgro LogísticaSep 30
- Compliance reviewAgro MatrizJul 28
- Group analysisAgro Filial SPOct 5
- OnboardingMercado SulOct 15
06 · The history
Zero exposure is not a closed relationship.
When exposure goes to zero, the counterparty stays: what was assigned, how it paid, what limits it had, what reviews it went through and what has been decided about it. That is what answers the next question — not "how much do I have today?" but "how did we get here?"
- todayGroup limit revised
- Mar 12Credit review completed
- Feb 4Fund link created · source: operations
- Jan 28Compliance review completed
- Nov 9Joined economic group
- Aug 22First assignment recorded
Registration versionscurrent · 5 previous
The roles
One counterparty, several roles. The view is always the same.
The same company can be an originator in one fund and an obligor in another. The role belongs to the relationship, not to the company — and exposure counts both.
- Originators
- Obligors
- Issuers
- Paying sources
- Economic groups
- Classes
Frequently asked questions
Why track counterparties in one place?
Because a fund's exposure is not only in its assets — it is also in who stands behind them. Fundsys consolidates that view to help the asset manager spot concentrations, dependencies and risks that can go unnoticed when data is scattered.
What changes in practice for risk management?
Analysis stops being one-off and becomes continuous. The asset manager can follow how exposure to each counterparty evolves over time, which funds it is present in and what impact a change in its behavior could have on the portfolio.
Can Fundsys show consolidated exposure across different funds?
Yes. The same counterparty can be present in different funds, transactions and structures. Fundsys connects these relationships and shows exposure individually or consolidated.
How does the module help avoid excessive concentration?
Counterparty exposure can be tracked together with the limits and criteria set for each fund. That surfaces rising concentrations and situations that need attention before they turn into a breach of compliance limits or a risk problem.
Can I track economic groups and related companies?
Yes. The analysis can cover not only standalone companies but also the relationships between counterparties and economic groups, for a more realistic reading of risk concentration.
Does the module look only at the current position?
No. Fundsys keeps the history of the counterparty and of its relationship with the funds. That shows not only how much is exposed today, but how that exposure evolved, what events took place and how the counterparty behaved over time.
What happens when a counterparty no longer has exposure?
The relationship does not disappear. The history stays available and can serve as context for future transactions, new assignments or risk analyses.
What is the main gain for the asset manager?
Turning scattered data on companies, debtors, originators and issuers into a single view of relationship and risk — for faster decisions, more traceability and a deeper understanding of who actually makes up the funds' exposure.